Cold Weather Payments 2026/27 and Cheap Ways to Keep Warm

Cold Weather Payments of £25 are paid automatically during very cold spells if you get Pension Credit or certain benefits. Plus simple ways to keep warm for less.
Smart retirement guides in the UK
Smart retirement guides in the UK

Cold Weather Payments of £25 are paid automatically during very cold spells if you get Pension Credit or certain benefits. Plus simple ways to keep warm for less.

Winter Fuel Payments of £100 to £300 are paid to most pensioners this winter, but HMRC recovers them if your income is over £35,000. Here is how it works.

There is no automatic council tax discount for pensioners, but many qualify for reductions they never claim. Here are the ones to check and how to apply.

When can you get a free bus pass in England, Scotland, Wales and Northern Ireland? Plus railcards, coachcards and other travel discounts for over-60s.

Should you buy an annuity or keep your pension invested in drawdown? A plain-English comparison, plus how to combine the two.

Updated: September 2026 A major change to the way pensions are treated…

Losing a loved one is difficult enough without having to contact dozens…

Updated: September 2026 Changed jobs several times over the years? Moved house…

Equity release lets you unlock cash from your home without moving. Here is how it works, the real pros and cons, and the alternatives to look at first.

A Lasting Power of Attorney lets people you trust make decisions for you if you cannot. Here is how to make one, what it costs and why it matters.